Michigan Drivers to Receive Refund from Auto Insurance Reform

The Michigan Catastrophic Claims Association (MCCA) will begin the process of refunding up to $3 billion in surplus funds to Michigan drivers.

Acing on Governor Gretchen Whitmer’s call in November to return the funds, the MCCA determined the money could be returned to drivers while ensuring continuity of care for auto accident survivors. The refund plan submitted to the Department of Insurance and Financial Services will return money to every resident with an auto insurance policy in force as of 11:59 p.m. October 31, 2021. Eligible customers do not need to take any action to receive the funds. Michigan drivers can expect $400 per vehicle.

Checks will be issued by the second quarter of 2022. For more information about the auto insurance reform law, visit michigan.gov/AutoInsurance.